Analisis Risiko Keuangan Pada Bank Umum Milik Negara Yang Terdaftar Di Bursa Efek Indonesia Tahun 2013-2017

Muhammad Hafiz Anshary

Sari


Financial risk analysis is an assessment method for early detection of financial assessment, which identifies and analyses the bank financial condition. The objective of this paper contributes to confirm and to analyse the financial risk based on Bank Indonesia Regulation Number 13/23/PBI/2011 Concerning The Implementation of Risk Management in Commercial Bank. There are 4 The State-owned Commercial Banks listed on the Indonesia Stock Exchange (IDX) in 2013-2017 as the respondents of this research. The results of this study demonstrate that Analysing of Credit Risk using NPL ratio on Bank Mandiri, BNI, BRI shows Very Low-Credit Risk. Analysing of Liquidity Risk using LDR ratio shows the Commercial Bank in High-Liquidity Risk which is BTN. Analysing of Market Risk using IRR ratio shows all members of The State-owned Commercial Banks predicated the Commercial Banks which are in Low-Market Risk.

Keywords: Financial Risk, NPL, LDR and IRR.


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Referensi


Fadly, M. Dzulkirom, M. Zahroh (2015) Analisis Tingkat Kesehatan Bank Dengan Menggunakan Pendekatan REC Pada PT.Bank Mandiri Periode 2011-2013. Malang: Jurnal Administrasi Bisnis Brawijaya Vol.28 ,No.2 November 2015.

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